Intimate Partner Violence (IPV) is defined by the Centers for Disease Control and Prevention as physical violence, sexual violence, stalking and/or psychological aggression (including coercive acts such as limiting access to phones, family, and transportation), or exploiting vulnerabilities (including immigration status or undisclosed sexual orientation) by a current or former intimate partner.
As a nonprofit, our loan process is simple: You borrow money and pay back exactly the same amount.
STEP ONE
Choose the type of interest free loan you need depending on your circumstances. Next, you can see if you are eligible and if your loan requires any guarantors.
STEP TWO
In most cases, you will need to identify someone to guarantee your loan, like a friend, family member or co-worker, in case you can’t repay.
STEP THREE
Start the process by filling out a pre-loan application. Click “Apply now” to get started.
STEP FOUR
When we receive your complete application, we will reach out to you to discuss next steps and set up a virtual interview.
That’s it!
If your loan is approved, you will be notified and receive your check through direct deposit.
What is a Guarantor?
Guarantors, instead of fees, gives JFLA the assurance of re-payment. A guarantor is a person who agrees to pay back the loan if you are unable to.
A guarantor is at least 25 years old, a resident of the US, has a steady income and has a credit score of 620+.
A guarantor cannot be a current borrower or guarantor on an active JFLA loan
A guarantor will need to provide a current state issued ID, proof of current income and credit will be run
If married, the spouse of the guarantor will need to sign all legal loan documents and provide a current state issued ID and proof of income
We thank all guarantors for assisting JFLA in the power of offering Interest free lending
Many credit cards will charge you up to 30% in interest. And Payday loans are much, much worse. Want to see how much you are really paying? And how you can pay zero interest?
Latest Posts
Do you have friends or family who have been impacted by the situation in Ukraine and need financial assistance?
According to a recent California Health Interview Survey, 5.2 million Californians don’t have dental insurance.
You can get an interest free medical loan at JFLA.org.
